Small Business Loans: ACE Hardware

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    With over 4,600 stores, Ace Hardware is one of America’s most successful retailers’ cooperatives employing over 86,000 employees.

    As Ace Hardware is a co-op and not a franchise, each Ace Hardware store looks different yet has core product lines. With significant upfront costs for inventory and large stock replenishment requiring larger cash flows than other local businesses need, United Capital Source has specific expertise in providing small business loans for Ace Hardware store owners.

    Our experience working with Ace Hardware store owners for many years has given our lending professionals unique insights into the hardware business. United Capital Source understands that new owners of Ace Hardware stores must possess deep technical knowledge of hardware products and their working applications.

    These high standards set by the Ace Hardware Corporation have allowed wholesale lenders working with United Capital Source to lower the risk profile of these stores. We can lend over the standard 100% of business turnover to 200% of business turnover. This, in turn, provides more working capital loans available to Ace Hardware owners.

    Store Expansion
    Funded with

    $85,000

    ACE Hardware, NY
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        Current monthly sales deposit average to your business bank account?

        How much Working Capital would you like for your business?

        At UCS, we understand the value of your time and want to ensure that your application has a great chance of approval. Please take note of the following details before applying:
        • To be eligible, it’s necessary to have a business bank account with a well-established U.S. bank such as Chase, Wells Fargo, Bank of America, Citibank, or other major banks. Unfortunately, online-based bank accounts like PayPal, Chime, CashApp, etc., are not permitted.
        • When describing your current average monthly sales deposits to your business bank account, please provide accurate information. Our approval process is based on your current business performance, and it’s essential to provide accurate details about your current sales in the first question on the application form. We cannot approve applications based on projected revenues after receiving funding.
        We appreciate your understanding and cooperation in ensuring a smooth and successful application process.
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