Though they offer similar services, many credit unions exceed banks in several areas, like customer service, interest rates, and fees. In the article below, UCS CEO Jared Weitz and other finance experts reveal the main reasons someone would give their business to a credit union instead of a bank!

At UCS, we understand the value of your time and want to ensure that your application has a great chance of approval. Please take note of the following details before applying:
  • To be eligible, it’s necessary to have a business bank account with a well-established U.S. bank such as Chase, Wells Fargo, Bank of America, Citibank, or other major banks. Unfortunately, online-based bank accounts like PayPal, Chime, CashApp, etc., are not permitted.
  • When describing your current average monthly sales deposits to your business bank account, please provide accurate information. Our approval process is based on your current business performance, and it’s essential to provide accurate details about your current sales in the first question on the application form. We cannot approve applications based on projected revenues after receiving funding.
We appreciate your understanding and cooperation in ensuring a smooth and successful application process.
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