United Capital Source Business Journal

Small business tips, news and resources for small business owners

Small Business Loans

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Understanding Today’s Commercial Mortgage Rates – The Essential Guide

Commercial loan interest rates fluctuate due to various factors, including economic conditions and shifts in the federal funds rate. Over the past several months, the commercial mortgage market has experienced some volatility as the Federal Reserve has adjusted the interest rate to control inflation.

As of January 10, 2025, the average interest rate for a 5-year commercial mortgage loan is

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    Business Tips

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    What Is Financial Leverage in Small Business? – The Essential Guide

    Financial leverage refers to using borrowed funds to raise capital and increase the potential return on investment. In small business contexts, this involves utilizing debt financing to acquire assets, expand operations, or fund new opportunities. By leveraging debt, businesses can achieve growth objectives without depleting their equity.

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    UCS & Industry News

    tax forms, tax claims, irs pauses erc claims

    IRS Pauses New ERC Claims Amid Growing Concerns: Impact on Business Owners

    It’s truly unfortunate that the program is being placed on hold due to bad actors trying to exploit it. It’s also frustrating that the IRS hadn’t taken more proactive measures to stop or prevent fraud prior to the rising concerns.

    It’s now a waiting game for eligible business owners until the moratorium is lifted. In the meantime, you can review

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