Commercial loan interest rates fluctuate due to various factors, including economic conditions and shifts in the federal funds rate. Over the past several months, the commercial mortgage market has experienced some volatility as the Federal Reserve has adjusted the interest rate to control inflation.
As of January 10, 2025, the average interest rate for a 5-year commercial mortgage loan is
Some lenders offer business loans with EIN only, meaning they evaluate the business’s credit history rather than the owner’s personal credit. This approach benefits business owners who want to separate personal and business finances or have less-than-perfect personal credit. While not all lenders provide this option, alternative business financing providers and online lenders may consider applications based solely on business
Manufacturing business loans are specialized financial products tailored to meet the unique capital needs of businesses in the manufacturing industry. These loans provide access to funding for purchasing manufacturing equipment, managing cash flow, expanding production capacity, or financing large projects. Unlike general-purpose loans, manufacturing loans often account for the sector’s reliance on costly machinery and raw materials, offering flexible terms
Business loans tailored to a meat processing and food business can be a game-changer for butcher shop owners looking to expand or overcome financial challenges. Butcher shop loans provide the capital needed for equipment upgrades, inventory increases, or improvements to physical locations. With the right funding, you can innovate, adapt to the market’s requirements, and maintain a competitive edge.
By leveraging your EIN, you can separate your personal and business finances while building your company’s credit profile. This makes sense for financial reporting and opens up some potential funding opportunities.
Lenders typically consider dentist business loans safe investments because dental professionals earn a higher-than-average salary, and dentists are always in demand regardless of external variables. Dental practice loan programs are open to family dentistry practices, orthodontists, periodontists, endodontists, prosthodontists, and oral surgeons.
A landscaping business is a type of gardening business. The term “landscaping” is not technically used in a scientific sense but instead refers to the physical adornments placed around structures and buildings, including gardens, pathways, trees, and more.
The lawn care business requires skill and an eye for beautiful designs but can also need landscaping business loans from a bank
Modern-day gas stations are full-service convenience stores that offer food and beverage, as well as fuel. Since these businesses often have many different types of equipment, gas station equipment financing is a big industry.
When it comes to maximizing your convenience store profitability and staying in compliance with gas station rules and regulations, for most business owners, the most effective
Having enough operating capital on hand for online stores is crucial to a company’s ability to cover current expenses, just like a brick-and-mortar store.
Whether you’ve been impacted by seasonality or need a boost to spend on payroll, inventory, and marketing, there are working capital solutions to help you stay afloat or grow your business.
With several available traditional loan
Gas station businesses are generally a common sight, but operating one is tough. The fuel market is competitive. A standard gas station must maintain a certain level of pumps, convenience store selection, and updated appearance to stay afloat and attract customers.
With the covid-19 pandemic no longer keeping Americans from traveling regularly, the energy sector is back and booming again.
Fraud Disclosure:
Please be aware that individuals have been fraudulently misrepresenting to business owners (and others) that United Capital Source, Inc. (“UCS”) can assist small businesses in receiving government grants and other forgivable business loans, when in fact those grants or loans do not exist or are not available. These individuals have ulterior motives and are engaging in the unauthorized use of the names, trademarks, domain names, and logos of UCS in an attempt to commit fraud upon unsuspecting small business owners.
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