Commercial loan interest rates fluctuate due to various factors, including economic conditions and shifts in the federal funds rate. Over the past several months, the commercial mortgage market has experienced some volatility as the Federal Reserve has adjusted the interest rate to control inflation.
As of January 10, 2025, the average interest rate for a 5-year commercial mortgage loan is
Some lenders offer business loans with EIN only, meaning they evaluate the business’s credit history rather than the owner’s personal credit. This approach benefits business owners who want to separate personal and business finances or have less-than-perfect personal credit. While not all lenders provide this option, alternative business financing providers and online lenders may consider applications based solely on business
Manufacturing business loans are specialized financial products tailored to meet the unique capital needs of businesses in the manufacturing industry. These loans provide access to funding for purchasing manufacturing equipment, managing cash flow, expanding production capacity, or financing large projects. Unlike general-purpose loans, manufacturing loans often account for the sector’s reliance on costly machinery and raw materials, offering flexible terms
Business loans tailored to a meat processing and food business can be a game-changer for butcher shop owners looking to expand or overcome financial challenges. Butcher shop loans provide the capital needed for equipment upgrades, inventory increases, or improvements to physical locations. With the right funding, you can innovate, adapt to the market’s requirements, and maintain a competitive edge.
By leveraging your EIN, you can separate your personal and business finances while building your company’s credit profile. This makes sense for financial reporting and opens up some potential funding opportunities.
Landscaping business owners often struggle with needing new equipment to maintain or grow their business without having the cash reserves to buy outright. Small business loans could be a solution to empower you to get what you need to do the job.
How can landscaping and lawn care business owners use loans to grow their businesses?
New farm equipment is expensive, though, and you don’t want to burn through your capital on new purchases. How can you grow your ag equipment fleet or replace old equipment without breaking the bank?
From local family farms to large-scale commodity farms, farmers can acquire new equipment with equipment financing.
Whether you’re buying a new or used truck, that’s a lot of capital to pay. Most small businesses or owner-operators can’t handle the cash flow interruptions of a new commercial truck purchase, especially when you need to expand your fleet of vehicles.
Commercial truck financing options could help you get the equipment you need when you don’t have the money
Small businesses in the fabrication, manufacturing, production, and construction industries depend on industrial and heavy equipment to keep their business running. However, new and used equipment is expensive, and most companies don’t have the capital for equipment purchases.
Many businesses finance equipment when they don’t have the funds to buy it directly. Equipment finance could help you get the machinery
As gym owners navigate equipment pricing, it is essential to maintain cash flow for other expenses. Whether it’s bringing in a top trainer to lead your spin class or expanding your marketing, you need working capital to cover the costs.
How do you supply your gym with top-notch exercise machines without burning through your money? Many gym owners turn to
Fraud Disclosure:
Please be aware that individuals have been fraudulently misrepresenting to business owners (and others) that United Capital Source, Inc. (“UCS”) can assist small businesses in receiving government grants and other forgivable business loans, when in fact those grants or loans do not exist or are not available. These individuals have ulterior motives and are engaging in the unauthorized use of the names, trademarks, domain names, and logos of UCS in an attempt to commit fraud upon unsuspecting small business owners.
UCS will never communicate with a prospective client on Facebook, Facebook Messenger, or any other type of social media. Further, any email communications will always come from an official UCS email address and not a Gmail, Yahoo, or other email domain. If you believe you have been contacted by someone posing as an employee of UCS, please email [email protected].
