Chime is a financial technology company that offers personal banking services through a user-friendly mobile platform. While it offers banking features similar to traditional banks, it is not a bank. Instead, it partners with FDIC-insured institutions: The Bancorp Bank and Stride Bank. This partnership ensures account holders receive the same level of deposit insurance as they would with a traditional
A business bank account is a financial account used to manage a company’s funds. Unlike a personal checking account, a business account separates personal and professional finances, essential for accurate recordkeeping, tax reporting, and liability protection.
ChexSystems is a consumer reporting agency governed by the Fair Credit Reporting Act. It collects data on closed bank accounts, unpaid overdraft fees,
Cash-back business credit cards are tailored explicitly for business owners. They offer a smart and straightforward rewards-earning solution for all your business basics. These cards give cash back on eligible business purchases, helping business owners save money and reinvest in their businesses. Cash-back rewards are different from traditional rewards cards. Most importantly, they keep it simple, delivering businesses a clear-cut
LegalZoom, Incfile, and ZenBusiness are three top providers of business formation and management services designed to assist entrepreneurs with their ventures. Each platform simplifies tasks such as LLC formation, business compliance management, and more to help you build and manage your business. Though they’re all similar at their core, their features, pricing, and additional offerings vary greatly.
Tradeline Supply Company LLC, founded in 2017 and based in San Diego, California, has established itself as a trusted marketplace for buying and selling authorized user tradelines. The company’s mission is to help individuals improve their credit scores by offering a variety of tradelines for purchase.
With a user-friendly online platform, customers can browse available tradelines and choose the
Sometimes, running a business means stepping outside your comfort zone and expanding your knowledge base. For business owners without accounting experience, getting up-to-speed on financial terms is essential.
Knowing how to “talk the talk” will help when dealing with accountants, analyzing financial reports, navigating taxes, and understanding your business’s financial health. A strong understanding of accounting terms and principles helps
QuickBooks is one of the best accounting software solutions available. It has six distinct products, and choosing the right one requires knowing which features you need most.
Most small businesses will decide between QuickBooks Online or QuickBooks Desktop Pro Plus. Premier Plus and Enterprise are intended for medium to large businesses that need industry-specific or advanced features.
Both Gusto and ADP are excellent options for essential payroll software features. Gusto is more well-suited for small and medium-sized businesses with up to 650 employees. It provides upfront pricing, more integration options, and more features included in its base pricing.
ADP Run is a more comprehensive overall payroll, benefits, and HR administration platform. It’s ideal for companies looking to
As a small business owner, receiving a “high-risk” merchant designation can be frustrating. It often means fewer payment processor options and increased costs.
Fortunately, there are a variety of high-risk merchant accounts available, each with different benefits and drawbacks. Sometimes, you must use a high-risk merchant account while building your business and lowering your risk level until you can get
Manual accounting processes are time-consuming and prone to errors. Most modern businesses use accounting software to streamline the process. One of, if not the, most prominent names in small business accounting software is Intuit QuickBooks.
However, the accounting mainstay has two distinct platforms: QuickBooks Desktop and QuickBooks Online. Both have their share of benefits and drawbacks, so deciding on the
Fraud Disclosure:
Please be aware that individuals have been fraudulently misrepresenting to business owners (and others) that United Capital Source, Inc. (“UCS”) can assist small businesses in receiving government grants and other forgivable business loans, when in fact those grants or loans do not exist or are not available. These individuals have ulterior motives and are engaging in the unauthorized use of the names, trademarks, domain names, and logos of UCS in an attempt to commit fraud upon unsuspecting small business owners.
UCS will never communicate with a prospective client on Facebook, Facebook Messenger, or any other type of social media. Further, any email communications will always come from an official UCS email address and not a Gmail, Yahoo, or other email domain. If you believe you have been contacted by someone posing as an employee of UCS, please email [email protected].
