With a quick approval process, Merchant Cash Advance financing allows businesses to leverage their future sales and receive capital today. There is no collateral required and credit score is not a major factor.

Download Our Application | Download Our Flyer

Who is Eligible?

Merchant Cash Advance financing is designed for businesses that accept credit cards and are in need of capital for:

• Purchasing inventory or equipment
• Making repairs and renovations
• Hiring new staff
• Advertising and marketing
• To get through a slow month, cycle, or season
• To improve cash flow

Merchant Cash Advance Features

• Receive amounts of $5,000 to $2,000,000 upfront
• Flexible repayment plans
  • Option 1. Fixed payments with terms stretching as long as 18 months
  • Option 2. Variable payments made as a percentage of daily credit card sales with no time limit to repay
• A quick application process and the ability to receive funds within 72 hours
• A high rate of approvals even for those that have been declined by a bank
• No collateral or personal guaranty
• A special Starter Financing option for business owners with credit scores below 500
• Transaction can be structured as a loan or as a sale of future card revenues

Requirements

• Must be open, operating, and have been generating revenue for at least three months
• Must accept credit or debit card payments (Businesses that do not meet this criteria should apply through our traditional business loan program instead)
• No open bankruptcies
• Must be a U.S. citizen and be conducting business in one of the fifty states

Download Our Application | Download Our Flyer

Expertise and Experience

There are many alternative financial institutions throughout the country, but few can match the scope that United Capital Source covers. From the food service industry to auto repair and medical equipment, we do it all. We have strong ties with independent businesses but have provided financing to many big name franchises as well. Just take a look at some of the companies in our portfolio.

Satisfaction

Whether your business is large or small, United Capital Source takes pride in supporting your success. We have the ability to provide financing in all fifty states and the resources to ensure the process is fast, fair, and transparent. Our experts will be happy to answer every question to your satisfaction, so just ask!

Notice: 2012 is shaping up to be our strongest year yet. We have hired additional staff to accommodate the surge in demand and invite you to take advantage of our unbridled optimism to pump capital into the private sector.