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Merchant Cash Advance

Obtain capital in as few as 72 hours!

United Capital Source understands that businesses need money quickly if they want to grow. For goals to be reached there needs to be a quick approval process, which is why we recommend Merchant Cash Advance financing, a short and simple way to get the cash you need.

Merchant Cash Advance financing allows businesses to leverage their future sales and receive capital today. There is no collateral required and credit score is not a major factor so most are eligible.

For more information on the process and to download an application, please see the links below.

Download Our Application | Download Our Flyer

Who is Eligible?

Merchant Cash Advances are designed for businesses that accept credit cards and are in need of capital for:

  • Purchasing inventory or equipment
  • Making repairs and renovations
  • Hiring new staff
  • Advertising and marketing
  • To get through a slow month, cycle, or season
  • To improve cash flow

Merchant Cash Advance Features

  • Receive amounts of $5,000 to $2,000,000 upfront
  • Flexible repayment plans
    • Option 1. Fixed payments with terms stretching as long as 18 months
    • Option 2. Variable payments made as a percentage of daily credit card sales with no time limit to repay
  • A quick application process and the ability to receive funds within 72 hours
  • A high rate of approvals even for those that have been declined by a bank
  • No collateral or personal guaranty
  • A special Starter Financing option for business owners with credit scores below 500
  • Transaction can be structured as a loan or as a sale of future card revenues


  • Must be open, operating, and have been generating revenue for at least three months
  • Must accept credit or debit card payments (Businesses that do not meet this criteria should apply through our traditional business loan program instead)
  • No open bankruptcies
  • Must be a U.S. citizen and be conducting business in one of the fifty states

Download Our Application | Download Our Flyer

Expertise and Experience

There are many alternative financial institutions throughout the country, but few can match the scope that United Capital Source covers, especially when it comes to Merchant Cash Advance financing.

From the food service industry to auto repair and medical equipment, we do it all. We have strong ties with independent businesses but have provided financing to many big name franchises as well. Just take a look at some of the companies in our portfolio.


Whether your business is large or small, United Capital Source takes pride in supporting your success. We have the ability to provide financing in all fifty states and the resources to ensure the process is fast, fair, and transparent. Our experts will be happy to answer every question to your satisfaction, so just ask!

Satisfaction Guaranteed! Take the UCS Challenge.

To ensure you receive the most funding:

You Must Accept Credit Cards

You Must Have Been in Business for More Than 3 Months

This check could be yours!


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Our Clients
Papa Johns Dunkin Donuts Maaco
Our Strategic Partners
EVO Parallel Solutions Integrity Payment Systems