Applying is easy but to ensure the process is quick, our experts will help you narrow down the most appropriate financing program from the very beginning. If you would like to get a head start, we've outlined the documentation and procedures below.

Business Loan

• Complete the application (Download PDF)
• Submit documentation via fax or e-mail. No hardcopies are necessary
  (View Checklist)
• Receive an offer (some applicants receive several offers to choose from)
• Receive funding in as few as 5 days

Merchant Cash Advance

• Complete the application (Download PDF)
• Submit documentation via fax or e-mail. No hardcopies are necessary
  (View Checklist)
• Receive an offer (some applicants receive several offers to choose from)
• Receive funding in as few as 3 days

Other Financing Programs

Please complete the application and specify your financing needs. The documentation will depend on how your legal entity is structured, the state your business resides in, and the respective repayment terms. As always, our experts will provide a free consultation over the phone to determine how we can assist you.

FAQ

We've compiled a list of the most frequently asked questions and answered them here for your convenience.

Can I apply for multiple financing programs at once or am I limited to choosing only one?

Our experts will assist you in selecting the most appropriate option in the beginning but you are certainly able to apply for as many programs as you wish. However, if you receive multiple approvals, you are usually limited to choosing only one of them.

What steps can I take to ensure I receive the funds as fast as possible?

To expedite approval and funding, we encourage you to submit all requested documentation within 1 day of submitting the initial application.

Do I need to mail in the documentation or signed hardcopies of the application and contract?

No. We happily accept all documentation sent to us by fax or e-mail.

What is your interest rate and monthly payment?

Because we service such a wide scope of industries, there is no single rate or payment system that we advertise. Some of our programs have no interest rate at all and are instead structured as a fixed cost with virtually unlimited time to repay. Our funding experts will be happy to learn more about your business and create a personalized deal with transparent terms and costs.

Is there a fee just to apply?

No. There is no cost or obligation when you apply to United Capital Source.

Is your financing personally guaranteed and do you require collateral?

Most of our programs do not have a personal guaranty or collateral. These details will be communicated to you by our funding experts and in writing.

I am starting my business or have only been open for a few months. Can I still I get approved?

We are unable to assist startups. If you have been open for at least three months and can provide official documentation of your sales history, you are a candidate and should not hesitate to apply.

I am less than 50% owner of the business. Can I still leverage that ownership to receive financing for myself?

We require at least 51% ownership to close on a deal and in some cases 80%.

Download an application (PDF)

Download a Brochure (PDF)

Who Qualifies?

Learn more about our Business Loans Program

Learn more about our Merchant Cash Advance Program