(855) WE-FUND-U

Business Loans

Get up to $500,000

United Capital Source makes applying for a business loan easy. Our clients like how quick the process is and LOVE the method we use to determine approvals for small business loans of $10,000 to $2,000,000. We get you cash quickly. In some cases, we get it to you in less than five business days!

Using a revolutionary merit-based underwriting system, credit score is playing less of a role than ever before – bad credit is not an issue. We believe that your business deserves to be evaluated by people, not by computers and scoring models, which is why we establish long-term relationships with all of our clients. We view you as a person and not as a means to profit.

For more information on the revolutionary merit-based underwriting system and to download an application, please see the links below.

Download Our Application | Download Our Flyer

Who is Eligible?

Our traditional loan program is designed for businesses that generate at least $10,000 in monthly sales and require capital for:

  • Opening additional stores, offices, or facilities
  • Purchasing inventory or equipment
  • Expanding into new markets
  • Acquisitions or mergers
  • Making repairs and renovations
  • Advertising and marketing
  • To take advantage of a growth opportunity

Business Loan Features

  • Receive amounts of $10,000 to $2,000,000 upfront
  • A quick application process and an approval within 48 hours
  • A high rate of approval even for those that have been declined by a bank
  • Fixed payments
  • Financing costs can be structured as an APR or be based on a discount rate
  • Not related to credit card processing or Merchant Cash Advance (Credit card processing is not required to qualify)
  • Repayment terms range from 6 – 18 months


  • Must be open, operating, and have been generating at least $10,000 or more in sales per month for at least one year
  • Personal FICO score of 600 and above is preferred but not necessary
  • Must be a U.S. citizen and be conducting business in one of the fifty states
  • No open bankruptcies

Download Our Application | Download Our Flyer

The United Advantage

United Capital Source doesn't believe in trying to squeeze square pegs into round holes. Because we are a comprehensive financial services firm, we have the ability to evaluate your needs and match them with the most compatible program. There are many alternative financial institutions throughout the country, but few have the diversified product line that United Capital Source offers. Whether it is a loan, mortgage, or a Merchant Cash Advance, there is nothing better than having options. The question isn't what can WE do?, it's what do YOU want?


United Capital Source takes pride in supporting businesses of all sizes. We have the ability to provide loans in all fifty states and the resources to ensure the process is fast, easy, and transparent. Our experts will be happy to answer every question to your satisfaction, so just ask!

Satisfaction Guaranteed! Take the UCS Challenge.

To ensure you receive the most funding:

You Must Accept Credit Cards

You Must Have Been in Business for More Than 3 Months

This check could be yours!


Sign up for our emails
Our Clients
Papa Johns Dunkin Donuts Maaco
Our Strategic Partners
EVO Parallel Solutions Integrity Payment Systems